picLoans Against Property

Unlock the Value of Your Property!

Loan Against Property – Tailored Financial Solutions for Personal and Business Needs

When you face financial emergencies or plan for significant investments, your property can be a powerful asset. With our Loan Against Property, you can pledge your residential or commercial property as collateral and access funds for both personal and business purposes without selling your asset.

Whether it's to cover medical expenses, educational costs, business expansion, or any other major life event, this loan is designed to meet both short-term and long-term funding requirements.

  • Loan Amount:
    • Minimum: ₹2 Lakhs
    • Maximum: ₹50 Lakhs
  • Loan Tenure:
    • Flexible tenure from 2 to 7 years
  • Loan Margin:
    • 50-55% of property value, as per the approved valuation by an empanelled property valuation professional
  • Interest Rate:
    • As per the member's credit and risk profile
  • Choose flexible repayment schedules, either in lump sum or installments, during the tenure
  • Maintain ownership of your property while accessing necessary funds
  • Age: 21 to 59 years
  • Any individual who owns residential or commercial property
  • Property must have a clear title and meet valuation standards
  • Duly filled loan application form
  • Latest Passport-size photograph
  • Proof of Identity (Aadhar Card/ Pan Card/ Voter’s ID/ Driving License)
  • Address Proof (Utility Bills/ Ration Card/ Passport, etc.)
  • Property Title Deed
  • Current Loan Repayment Schedule (if applicable)
  • Property Valuation Report by an approved professional

Our Loan Against Propert offers an affordable, flexible way to unlock the value of your assets. With competitive interest rates, you can focus on your personal or business goals without worrying about your finances.

*To know more visit your nearest Member Service Centre

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